SMART INSURANCE.

Our SMART Insurance covers repair costs of minor damage so your BMW leaves a lasting impression.

What is SMART Insurance?

HOW DOES IT WORK?

Within this suite of BMW Protect products is our Berry BMW SMART Repair Insurance, developed to protect the beauty and finish of your vehicle, covering the costs for repairing minor cosmetic damages or providing a contribution if it cannot be repaired so your BMW leaves a lasting impression. In addition, in the event that the damage to your vehicle falls within the terms and conditions of the policy, but cannot be repaired using SMART Repair techniques, we will contribute £150 towards the cost of a bodyshop repair.


SIGNIFICANT BENEFITS.

  • Unlimited number of claims with a £3,000 maximum claim limit.
  • Protects your no-claims bonus.
  • Protects the future resale value of your car.
  • Maintains the appearance of your car.
  • Professional repair, carried out at a time convenient for you.

SIGNIFICANT EXCLUSIONS

  • Damage incurred more than 30 days before the claim is reported.
  • Caused by or to stickers or decals, cracked or dented bumpers, or damage to beading or moulding.
  • For minor damage that involves accessories, door mouldings, window mouldings, lights of any sort or any window panel.
  • For work carried out on the vehicle without authorisation from the administrator.
  • Where this policy was not purchased within 30 days of the delivery date of your vehicle.
  • Any damage to your alloy wheels.

HOW TO CLAIM.

You can make a new claim online by visiting the portal here.